Terms of Use, Privacy & Permission Policies


The following TERMS OF USE, PRIVACY POLICY, Affiliate Disclaimer, and Permissions Policy are subject to change at any time and at the sole discretion of the Site owner and operator. Please visit the site regularly for updates.

Terms of Use

Please read the following terms of use relating to your use of this website carefully. By using this site, you agree to these terms of use. I reserve the right to modify these terms at any time, so please check this page periodically for changes.

By using this site after I publish any changes to these terms, you agree to accept those changes, whether or not you have reviewed the updated terms or have been notified of their updates. If at any time you choose not to accept my terms of use, please do not use this website.

Owner and Collector of Information

These terms of use apply to your use of all of this website and services owned or provided by Justin Knechtel, including the following:



The content of this website is protected by copyright and trademark laws, and are the property of Justin Knechtel. All information on the website is copyrighted by Justin Knechtel.

Unless otherwise noted, you may access and use the information and materials within this website for your personal use. You may not edit, delete, modify, change, publish, copy, or display for sale or distribution any material on this website.

You must have written permission from Justin Knechtel before you may distribute, display, publish, or otherwise use any content on this website for commercial purposes. By using this website, you agree to abide by all copyright notices or other posted restrictions.


These terms of use apply only to this website, and not to the websites of any other companies or organizations, including those linked to. I do not maintain, create, endorse, or take any responsibility for the content, material, products, or advertising available on any other website. Under no circumstances will I be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, material, goods, or services available on any other website.


The information, claims, topics, and content on this website are provided “as is” and without warranties of any kind, either expressed or implied. I disclaim all warranties, expressed or implied, including but not limited to any implied effectiveness of the tactics, strategies, or ideas published on this website.

I do not warrant that any functions within this website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes them available are free of viruses or other harmful components.

I do not guarantee any resources or ideas offered on this website or those I link to.

Limitation of Liability

Under no circumstances, including but not limited to negligence, will I be liable for any consequential damages that result from the use of, or the inability to use, the materials or information on this website, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by me for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to me, if any, for accessing this website.

No Professional Advice

The information contained in or made available through this website is not a replacement or substitute for the services of trained and licensed professionals in any field, including, but not limited to, psychological, legal, financial and medical matters. I make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the website. I will not be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.

Earnings Disclaimer

All material and content provided on this website are for educational and informational purposes only. None of the content on this website, or any of my content in circulation outside of this website is a promise or guarantee of results or future earnings, and I am not a legal, medical, tax or other professional services advisor and do not offer any of these professional services. Any and all financial numbers referenced on this website or within my content are illustrative concepts only and should not be considered average earnings or guarantees for actual or future performance.

Making decisions based on any information presented within this website should be done with the knowledge that you could experience risk or losses just like any entrepreneurial endeavor. Use caution and always consult a licensed professional in your corresponding field of need. You alone are responsible and accountable for your decisions, actions and results in life, and by your use of this website you agree not to attempt to hold me liable for your decisions, actions or results, at any time, under any circumstance.

Privacy Policy

I am committed to protecting your privacy and security and have explained in detail the steps I take to do so. I control this site from the United States of America. Users who choose to access this site from other locations do so on their own risk, and are responsible for compliance with local laws.

External Websites

This website contains links to other websites that may offer products or services that my visitors may find value in. These website may request information from you. In such instances, the collection and use of your personal information will be governed by the terms of service and privacy policy published on that website. I do not control the privacy policies, content or links that appear on these website. It is your responsibility to review the privacy policies of any third party website or services before providing any of them with your personal information.

How and Why I Collect Information

I collect your information in order to record and support your participation in the activities you select. If you subscribe to my newsletter, the information you provide is used to communicate with you. As a visitor on this website, you can interact with most of the content without providing any personal information.

If you opt in to receive any free training series, download a free product, register for a webinar, or purchase any product sold or promoted by me, you will automatically be subscribed to my free newsletter. If you do not wish to receive this free newsletter, you may opt out at any time via the included unsubscribe link at the bottom of every e-mail I send.

I will collect personal identification information from you only if you voluntarily submit such information to me and I will tell you exactly how I intend to use the information you provided to me. I will never intentionally disclose any personal identification information about you as an individual to any third party without having received your permission.

When you use this website, I may also collect certain technical and routing information from you to facilitate your use of the website and its content. I use this information to manage the website and to understand and measure traffic patterns on the website to provide a better experience for my visitors.

This information is collected without identifying you or any user individually, by third-party software technology companies. I may use this statistical data for statistical analysis, marketing, or similar promotional purposes.

This data is tracked by third-party technology services providers by using “cookies” during your visit. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables me visitor and usage history, subscription status and preferences. It cannot deliver viruses.

Most browsers are set to accept cookies by default. You can set your browser to either allow or disallow the use of cookies or whether or not you want to accept them.

Miscellaneous Fine Print

These terms will be governed by and construed in accordance with the laws of the State of Illinois, without regard to any principles of conflicts of law. You agree that any action at law that arises out of or relates to these terms will be subject to mediation in the State of Illinois. If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by the posting of changes to these terms of use on this website.

Affiliate Disclaimer

I am disclosing that there are certain products and links to those products on this website that I will earn an affiliate commission for if you make any purchases originating from a click to those products from this website. You should assume that any links leading you to products or services on another website are affiliate links that I will receive compensation from those providers.

Please note that I have not been given any free products, services or anything else by these companies in exchange for mentioning them on this website or within my newsletter. The only consideration is in the form of affiliate commissions.


I own the content on this Web site. The purpose of this Permission Policy is to protect my intellectual property rights while, at the same time, allowing you to share and distribute my content with others.

Without My Permission

You are free to do the following without my permission:

  • Link to my webite and any articles or resources on my site
  • Quote and re-publish less than 300 words on any other website as long as you provide a follow link back to my original article
  • Print any of my articles and provide up to 50 photocopies for internal distribution within your own organization
  • Provide printed copies of my articles in any non-commercial publicatio as long as the following copyright is included: “©2017, Justin Knechtel. All rights reserved. Originally published at www.sunnyandovercast.com.”

Not Without My Permission

You must have my express written consent to do any of the following:

  • Use any of my content for commercial purposes, including selling or licensing printed or digital versions of my content
  • Edit, transform, alter, or expand upon any of my work for use in any commercial purposes
  • Re-post or publish any of my content in its entirety on another domain or website
  • The translation of any of my content into other languages

If you have any questions, concerns or comments that are not covered here, please email me at justin.knechtel @ gmail dot com.

These terms were last updated on January 24th, 2017.

Creative Commons License